Citi's Debo Sen: What's the next evolution within cross-border payments?
What will shape the next generation of cross-border payments?
In the latest Hot Topics of Sibos 2026, TTP’s Joy Macknight sits down with Debo Sen, Citi, to explore how AI, stablecoins and tokenisation are changing the way money moves across borders.
In the conversation, they discuss:
• How AI is moving financial services from reactive transactions towards predictive, outcome-driven and increasingly autonomous finance
• Where AI is already making an impact across payments, liquidity, working capital and reconciliation
• The role stablecoins and tokenised deposits could play in enabling always-on, real-time payments
• How AI agents could increasingly orchestrate payments and corporate transactions
• Why the future of cross-border payments may not be about one new technology, but the convergence of AI, real-time payments and blockchain
As Debo puts it, the opportunity lies in bringing these technologies together to create a more intelligent and connected payments ecosystem.
Watch the full conversation from Miami.
