Trade Treasury Payments

Factoring 2030: Threats, Thresholds, and the Next Transition

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Factoring 2030: Threats, Thresholds, and the Next Transition20 pages

This collaboration between TTP and FCI explores how receivables finance is evolving in the face of global change. While the factoring market grew to €3.9 trillion in 2024, regional disparities, consolidation in mature markets, the rise of embedded finance, data fragmentation, and limited access to capital in emerging economies all pose critical challenges. The report argues that factoring must transition from incremental growth to structural transformation if it is to remain a core enabler of SME finance by 2030.

From This Publication: Factoring 2030: Threats, Thresholds, and the Next Transition : Factoring 2030: Threats, Thresholds, and the Next Transition

Contents

Factoring and finance in a new trade geography
Sub-Saharan Africa
Trade Finance
9/8/2025

Factoring and finance in a new trade geography

Trade seems to be fragmenting. The once-tightly integrated supply chains that connected extractor to producer to consumer are fraying under

Neil Shonhard
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