REELS | MTLA 2025: is the market ready? - Trade Treasury Payments

REELS | MTLA 2025: is the market ready?

Geoffrey Wynne Geoffrey Wynne Apr 09, 2025

The Master Trade Loan Agreement (MTLA) was designed by the Bankers Association for Finance and Trade (BAFT) to be used for lending between financial institutions, specifically related to the financing or refinancing of trade transactions. 

The landscape of market conditions and trade law is incredibly dynamic; as such, the MLTA has been updated this year to reflect the ongoing changes.

But what is the MLTA actually used for? At the 2025 BAFT Europe Bank to Bank Forum in Amsterdam, Trade Treasury Payments’ (TTP) Editorial Director Deepesh Patel learnt more from Geoffrey Wynne, Partner at Sullivan & Worcester LLP, the law firm which advised BAFT on the 2025 MLTA update. 

“The MLTA is a good way for a lending bank to document its arrangements with a borrowing bank so that it can finance the loan by that borrowing bank to its customers for trade,” said Wynne.

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