Ripple, a provider of blockchain-based enterprise solutions bridging traditional and digital finance, has announced the launch of Digital Asset Account Management and Unified Treasury within Ripple Treasury. This is the first time native digital asset capabilities are embedded directly into a treasury management system (TMS), offering CFOs and treasury teams a unified, real-time view of both fiat and digital liquidity.

Renaat Ver Eecke, SVP, Ripple Treasury, said, “Digital assets have arrived at the CFO’s desk, and the question has shifted from whether to engage to how to do so advantageously without disrupting existing operations.” 

He added, “Ripple Treasury gives the office of the CFO a trusted place to hold and manage digital and fiat assets – with no separate interface, no new workflows, and no need to navigate custody, wallets, or exchanges on their own. Corporate treasury has never had a digital solution like this before.”

A unified platform for fiat and digital asset management

The new capabilities allow treasury teams to view, hold, receive, and manage fiat and digital assets held across bank and custody providers within a single system. This removes the need for separate platforms, manual reconciliation workflows, and fragmented consolidation processes. 

Ripple’s 2026 survey of more than 1,000 global finance leaders revealed that 72% believe offering a digital asset solution is essential to remain competitive. Despite rapid growth in stablecoins, which processed $33 trillion in volume in 2025, up 72% from 2024, only a small fraction have been used in payments such as payroll and remittances. The infrastructure gap has limited broader adoption until now.

Building on over 40 years of enterprise treasury management expertise, Ripple expanded into digital assets following its acquisition of GTreasury in 2025. 

The introduction of Digital Asset Account Management and Unified Treasury extends this trusted infrastructure into the digital asset space, with several customers already engaged in beta testing ahead of the global launch.

Digital asset account management

Treasury teams can create and manage regulated Ripple-native digital asset accounts directly on the platform, eliminating the need for external setup, third-party custody, or separate systems.

Digital asset balances, including XRP and Ripple USD (RLUSD), appear alongside cash accounts, valued in real-time and recorded with the same rigour as traditional transactions.

Some of the features are real-time fiat valuation using live exchange rates refreshed within seconds, 15-decimal precision capturing native on-chain notional values, eliminating rounding errors and automated transaction recording with comprehensive audit trails for finance and control teams.

Unified Treasury

Unified Treasury provides complete, real-time visibility across all digital asset and cash positions via a single dashboard. 

Customers can connect multiple digital asset custodians through Ripple Treasury’s ClearConnect layer, the same used for bank integrations, consolidating liquidity positions without manual data assembly.

There are three key features – i) direct API connectivity with multiple digital asset providers and rapid onboarding ii) real-time market rates applied in the reporting currency without manual conversions iii) automated transaction synchronisation reflecting digital asset activity instantly

Mark Johnson, VP of Global Product at Ripple Treasury, said, “The design principle behind both capabilities is that digital assets should behave exactly like cash within the platform.” 

More on future expansion and integration

Digital Asset Account Management and Unified Treasury are the initial components of Ripple Treasury’s digital asset framework. 

Upcoming expansions will include integration with Ripple’s cross-border and intercompany settlement products, 24/7 yield generation on idle cash through overnight repo, and other capabilities powered by stablecoins and digital assets.

These features are designed to integrate seamlessly into organisations’ timelines without disrupting existing approval workflows, audit trails, or compliance controls.

Product and service availability differ based on location and may vary depending on the specific Ripple entity, product, and regulatory requirements.