SWIFT operates as a global cooperative owned by its members and stands as the foremost provider of secure financial messaging services worldwide. They provide the finance community with a messaging platform and sets standards for communication. Additionally, SWIFT offers products and services aimed at facilitating access, integration, identification, analysis, and regulatory compliance.

The messaging platform, alongside its array of products and services, links over 11,000 banking and securities entities, market infrastructures, and corporate clients across more than 200 countries and territories. While SWIFT does not oversee funds or manage accounts on behalf of clients, it enables its global user base to securely communicate, exchanging standardised financial messages reliably, supporting global and local financial transactions, as well as trade and commerce on a global scale.