Scarlett Sieber, Chief Strategy and Growth Officer at Money 20/20 and co-author of Embedded Finance, joins Trade Treasury Payments ahead of the 2025 Europe edition to explore key fintech trends, from AI and embedded payments to cross-border disruption and regulatory evolution. With a career spanning NASA, global banks, and startups, Sieber offers a front-row view on how bold partnerships, policy dialogue, and modular thinking are shaping the next phase of financial innovation.