White Oak Commercial Finance

White Oak Commercial Finance is a global non‑bank lender providing flexible working‑capital solutions to businesses across North America, Europe and Australia. The firm specialises in asset‑based lending, invoice factoring, inventory finance, supply‑chain finance and structured receivables programmes, helping companies unlock liquidity, manage cash flow and fund growth in complex or fast‑moving situations. Its facilities range from traditional ABL and term loans to FILO, stretch and structured ABL solutions, enabling clients to access capital tied up in receivables, inventory, equipment, intellectual property and other assets. White Oak’s international platform supports expansion, acquisitions, turnarounds and recapitalisations, combining ready capital with deep sector expertise and a consultative approach to structuring transactions . The group operates alongside White Oak UK, an FCA‑regulated lending platform with more than 35 years’ experience supporting SMEs and mid‑market firms across the UK through loans, asset finance and invoice‑finance products .