Global Credit Data Consortium (GCD)

Global Credit Data Consortium (GCD) is a global industry association focused on improving credit risk management through the collection, analysis and sharing of anonymised credit performance data. The organisation works with banks and financial institutions to provide high quality benchmarking insights that help improve credit modelling, portfolio management and risk decision making.

By bringing together financial institutions from across global markets, GCD supports greater transparency and consistency in credit risk assessment. Its data solutions and industry collaboration help members better understand credit performance trends, enhance risk frameworks and make more informed lending decisions across corporate and commercial portfolios.