On November 6, 2025, Abu Dhabi National Oil Company (ADNOC) announced a partnership with Comera Financial Holdings to improve financial access for UAE-based small and medium enterprises (SMEs) and suppliers. 

The partnership will launch a financing program that converts ADNOC purchase orders into immediate funding through an automated platform. This will help suppliers access working capital faster, supporting timely delivery and business growth.

Supporting the UAE’s economic diversification

The UAE’s economic strategy depends on a strong SME sector. However, many SMEs face cash flow challenges that limit their ability to scale and compete. ADNOC’s partnership helps solve this problem by offering direct and quick financing solutions that cut delays and improve liquidity.

“ADNOC’s partnership with Comera Financial Holdings provides best-in-class financing solutions that will enable our UAE suppliers and SMEs to unlock working capital by converting purchase orders into immediate funding. It will enhance liquidity, strengthen agility, and accelerate business growth. This is testament to ADNOC’s commitment to further advance a diversified economy by supporting the SME ecosystem, strengthening the resilience of our local supply chains and delivering greater-in-country value for the UAE,” quoted Khaled Al Zaabi, ADNOC Group Chief Financial Officer

This aligns with ADNOC’s In-Country Value (ICV) Program, which promotes local manufacturing, job creation, and private-sector competitiveness.

Connecting SMEs and suppliers 

The agreement includes building an automated platform that connects SMEs and suppliers with lenders directly. This reduces manual processes and speeds up financing approvals.

Akhtar Saeed Hashmi, Managing Director & Group CEO of Comera Financial Holdings, said: “Our partnership with ADNOC marks a historic leap in the way supply chains are financed in the region. As part of Abu Dhabi’s Royal Group, Comera Money brings the strength, scale, and vision needed to deliver world-class financial innovation.”

“Together with ADNOC, we are building a model of empowerment that will set new benchmarks for supply chain finance, not just in the UAE but across global markets,” he added.

By turning purchase orders into immediate funds, SMEs can overcome cash flow constraints, scale operations, and meet ADNOC’s contract requirements on time. This reduces supply chain risks and improves overall resilience.