PingPong, an embedded financial infrastructure provider for global businesses, announced the launch of its Card to Account Payment Solution, developed in partnership with Visa. This innovative Business Payment Solution Provider (BPSP) offering enables businesses to settle any supplier invoice using their existing commercial credit card, even when the supplier does not accept card payments.

Lucy Demery, SVP Head of Visa Commercial Solutions, Europe, said, “Businesses need more flexibility in how and when they pay. Through our partnership with PingPong, we’re extending the value of commercial card rails beyond traditional acceptance, enabling secure payments and improving working capital for buyers and suppliers.”

Bridging the gap between card rails and supplier bank accounts

Mid-market and enterprise finance teams often face a challenging dilemma. 

While bank financing can be costly, many B2B suppliers, particularly across the European Union and the United Kingdom, do not accept card payments. 

Traditional wire transfers require cash to leave the business within one to three days, limiting the ability to extend payment terms without risking supplier relationships.

PingPong’s Card to Account Payment Solution removes this barrier by allowing buyers to pay suppliers via card while suppliers receive funds as a standard bank transfer. 

Payments also settle in T+0, T+1, or T+2 for most currencies, mirroring the timing of wire transfers. 

This process requires no supplier onboarding, no changes to supplier workflows, and no disruption to existing relationships. Buyers benefit by retaining over 45 days of working capital without incurring new debt.

Here are the key features. 

Global reach. Buyers can settle invoices with suppliers in over 170 countries and across 25+ currencies without requiring supplier onboarding.

Working capital optimisation. Businesses can defer cash outflows by more than 45 days without expanding their balance sheets or taking on additional debt.

Flexible deployment. The solution can be deployed immediately via PingPong’s web portal with no integration required or connected via API to Enterprise Resource Planning (ERP) and Treasury Management Systems for seamless automation.

Vertically integrated payment chain: PingPong handles the entire payment process, from card acquiring to supplier payout, eliminating third-party dependencies that can create friction in traditional BPSP models.

David Messenger, CEO of Global Businesses at PingPong, said “Most B2B suppliers don’t accept cards, which leaves a vast portion of corporate spend stranded outside the most efficient working capital tool businesses already hold. PingPong’s Card to Account solution closes that gap.”

“Partnering with Visa to bring this to market reflects the standard of compliance, capital safeguards and global reach that serious commercial card programmes now demand. It is also the next step in scaling our embedded financial infrastructure into the corridors and product verticals where global businesses actually move money.” 

Partnership with Visa: Ensuring trust and security in B2B payments

Trust is crucial in B2B payments, especially when handling high-value invoices through new payment rails. 

CFOs and treasury teams need assurance that the intermediary between buyer and supplier is regulated, well-capitalised, and operationally strong. 

PingPong is one of three key providers chosen by Visa for its BPSP program, highlighting our strong licensing, compliance, and global payment capabilities.

Partnering with Visa provides this confidence at crucial decision-making moments.