Ziling Liao is a PhD Researcher focusing on sustainable supply chain finance at Cranfield University, UK. Formerly a transaction banking manager handling over £1 billion in annual corporate deposits, she later worked internationally as a fintech analyst, designing SaaS-based supply chain finance solutions with a strong focus on operational and credit risk. She maintains close connections with the global banking industry, bringing practitioner insights into her academic work and exploring how finance can drive sustainability in complex supply networks. Passionate about bridging the gap between theory and real-world application, she is equally curious about how cultural, technological, and economic forces shape the way global trade is financed.