Miriam Ratkovicova is a Deloitte professional based in New York, United States, whose publicly indexed LinkedIn activity places her in the trade-finance and transaction-banking community. Her current primary job title and detailed employment history are not exposed in the available source extract, so they are not stated here. She is active in BAFT (Bankers Association for Finance and Trade), where she was elected Secretary-Treasurer in 2025 and received the 2025 BAFT Ambassador of the Year award. Her visible professional activity centres on global AML and financial crime, sanctions, remediation and regulatory issues in banking, including moderating BAFT panels and co-hosting its Financial Crime Compliance workshop.