Zelle

Zelle is a US-based financial services company that operates a digital payment network, enabling consumers and small businesses to send and receive money directly through their bank or credit union accounts. By facilitating secure, rapid, and reliable transactions, it serves as a core component of the modern U.S. payments ecosystem, effectively replacing the need for cash, checks, or third-party transfer applications.

Beyond its core peer-to-peer payment service, the company—owned and operated by Early Warning Services—leverages consumer trust in financial institutions to expand its footprint in digital commerce. This includes the development of Paze, a digital wallet and online checkout solution designed to offer a secure, bank-provided alternative for e-commerce transactions across the United States.