EMVCo

EMVCo is a global technical body that manages and evolves the EMV Specifications and associated testing processes, which enable secure, globally interoperable, card-based payment transactions. By creating a unified international payments framework, the organisation supports various payment methods, technologies, and acceptance environments, including both face-to-face and remote payments. Its specifications are designed to be flexible, allowing for regional adaptation to meet national requirements and local regulations.

Collectively owned by American Express, Discover, JCB, Mastercard, UnionPay, and Visa, EMVCo focuses on the technical advancement of secure payment infrastructure. The organisation operates an Associates Programme to engage payment stakeholders in its strategic and technical direction. Its workforce is distributed across 10 countries, including the United States, United Kingdom, Australia, France, and Sweden.